Wednesday

Loose Baguette Diamonds

Diamonds are found in certain shapes such as baguette, emerald, heart, marquise, oval, pear, princess, radiant, round and trillion. The most popular ones are round diamonds and baguette diamonds. The baguette is a diamond cut in the form of a narrow rectangle.

Loose baguette diamonds are a sophisticated choice, which radiates style and class. There is hundreds of baguette cut, loose diamonds to choose from at wholesale prices. People can either buy a loose stone by itself or combine it with a fabulous diamond ring setting in platinum, white gold, or yellow gold.

Since there are only a few people who can afford these loose diamonds, there is a market for replicas of these, one of a kind diamond. It is always advisable to not go for the cheap loose diamonds, as there is always a possibility of them wearing out fast.

Diamonds are considered the hardest substance on earth, however, because they have grain, they can be chipped if struck. Research has indicated that 80% of the world's diamonds are not suitable for jewelry. Loose baguette diamonds are created deep under the earth, 75 miles or deeper. They are carried to the surface by kimberlitic shafts, which form in certain types of volcanoes.

There are regulars who have exact needs, when buying diamonds and they do not want to buy them at retail prices, which are slightly towards the expensive side. There are wholesale loose baguette diamonds, offered to the public at liquidation prices. The target is simply to carry the largest variety of loose diamonds and colored gemstones including rings, pendants, and earrings. These diamonds that are sold are of top quality, and can make the perfect gift or resale item for people. Wholesale loose heart diamond websites carry approximately hundred's of shapes and styles, in stock for people accessing these sites.

There are many online sites that are available, and provide complete information about loose baguette diamonds as well. It is always advisable to be familiar about diamonds, and then go about buying them. This will help save time and a large amount of money.

Loose Diamonds provides detailed information on Loose Diamonds, Wholesale Loose Diamonds, Certified Loose Diamonds, Loose Diamonds For Sale and more. Loose Diamonds is affiliated with Diamond Engagement Rings.

Tips On Purchasing Loose Cut Diamonds

Purchasing loose diamonds can be an effective diamond buying strategy for both cost and quality. Loose cut diamonds refer to diamonds that have already been cut and polished, but have not been placed in any particular type of setting yet, such as a ring. If you are buy loose cut diamonds, you will then have the ability to place the diamonds in a variety of settings after your purchase. By focusing first on the diamond, you will be able to get the best quality diamond for your money.

A diamond will usually be characterized by the four c's: carat weight, clarity, color, and cut. While caret weight is a consideration, don't make the mistake of focusing solely on size. Shopping for loose cut diamonds based strictly based on carat weight would be similar to purchasing an appliance based just on capacity, without considering the features and styling that would work best to fit your needs. The other diamond characteristics can greatly impact the look of your diamond even more than the carat weight.

Another important consideration is clarity, which refers to the number and type of flaws that are found in the diamond. Unfortunately, clarity is very difficult to judge accurately, as most flaws are only visible under a microscope. You can ask a variety of jewelers to point out the flaws in a variety of stones, using a microscope, until you can judge for yourself. However, since most people will be admiring your diamond with their naked eye, you can usually rule out loose cut diamonds with flaws that are clearly visible, and not worry too much about microscopic flaws.

Diamonds come in a variety of colors, but for a traditional, non-colored diamond, the clearer the better. Although you will be purchasing loose cut diamonds, it is good to have an idea about what type of setting you will have your diamonds in. If you plan on mounting the stones in white-gold or platinum, the whiter diamonds will be much more effective. Yellow metals, like gold, will be much more forgiving to more of yellow-colored diamonds.

The cut of your loose diamonds is perhaps the most important consideration. The cut will determine, to a large extent, the brilliance of your diamonds, and also suggest the best diamond setting. A brilliant cut usually has triangular facets that surround the stone, leading to what is a flat top, or often called a table. These differ from the more traditional emerald or step cuts, but provide the shiniest diamonds available.

Purchasing loose cut diamonds can be a jewelry investment that lasts a lifetime. By spending some time familiarizing yourself with the many choices before your purchase, you be a much more informed consumer. Your diamonds will then be available for a variety of creative settings.

Amy Wells is a diamond lover and aficionado.

Amy Wells - EzineArticles Expert Author

Tuesday

Wholesale Loose Diamond Chips

Wholesale loose diamond chips are obtainable if one cares to spend some time searching and browsing.

There are a few pointers to keep in mind however. It is pretty much buyer beware and this applies particularly if buying online.

You are unable to really see and judge a diamond when it is bought online either through a dealer or auction. You get a picture that may show the diamond of in its best colors but you do need to know something about diamonds and how they are graded to pick out those that seem the best for the price.

If you are buying online examine the diamonds in natural light, preferable with a white background and you can see any visible to the naked eye flaws. Check the diamond against the certificate to ensure they match. You might even like to take it to a local jeweler to be examined in your presence. (it is wise not to let a diamond go out of your sight when being examined. The exception being a GIA laboratory)

wholesale loose diamond chips are really very small diamonds that can be suitable to make up a ring or broach say and could surround a good sized diamond centerpiece. In a platinum ring they can really provide some extra enhancement to make the ring look very beautiful and exquisite.

All diamonds, small or large and even wholesale loose diamond chips should come with a GIA certificate indicating the grade and quality of the diamonds. make sure the dealer has a money back guarantee also.

On the Price of Diamonds website, http://priceofdiamonds.org there is extensive information about diamonds and how they are graded, how to select a good diamond from a bad and how to ensure that you are getting a good quality diamond and not a dud.

Permission to use this article is granted provided the link is included
Michael
Price of Diamonds
Comprehensive News & Information about Diamonds


Do You Have Enough Jewelry Insurance?

Jewelry insurance comes in many forms and varieties and only an insurance agent can provide accurate and specific advice. However, it helps to know enough about jewelry insurance to ask your agent the right questions and to be aware of how the process works. The time to ask your insurance agent the questions is before you insure an item, not when you need to file a claim. Read the fine print in your insurance contract to be sure it provides the coverage you expect.

Understanding jewelry insurance begins with recognizing the difference between scheduled and unscheduled property.

Unscheduled property (jewelry not specifically listed) is typically included in basic homeowner or renter’s policies under blanket coverage. There is a usually a deductible (typically $500) and a maximum amount of coverage (typically $1500) although these amounts can vary with the specific policy. This type of coverage does not require an appraisal but sales receipts, written descriptions or photos are beneficial in proving the items existed and estimating their replacement value.

Scheduled property (jewelry specifically listed) is included in a floater, rider or endorsement to homeowner or renter’s policies. Jewelry insurance is also available with a separate policy, from a company specializing in jewelry insurance. For scheduled property, the insurance appraisal is vital because it describes the jewelry item and provides the “insured value” that is used in determining the premium you will pay to insure the item each year. Most scheduled property policies do not have an automatic appreciation adjustment as is common for the house and other unscheduled property. Therefore, even if it might cost 50% more to replace an item in five years, the “insured value” is still only that stated in the appraisal.

If you file an insurance claim, the settlement process and amount paid will depend on the policy and in particular, if the policy allows replacement or agreed value settlement. For agreed value policies, the settlement amount is stated in the policy whereas replacement value allows the insurance company to replace your jewelry or make a cash settlement based on the insurance company’s cost to replace your item. The insurance company’s liability ceiling is set at the “insured value” on the appraisal.

Do you have enough jewelry insurance? The answer depends on what kind of policy you have, the “insured value” is on the appraisal, the settlement procedure is for your particular policy, and the accuracy of the information on your appraisal. If you have a jewelry item valued at more than the $1500, you should definitely consider scheduled as opposed to unscheduled coverage.

The critical issue for scheduled property coverage is the how accurate is the information on the appraisal.

1) If the information on the appraisal is vague and general, the insurance company can replace the item with an item that satisfies the description but perhaps is not the quality and true value of the lost item. Be sure your jewelry appraisal has a detailed and accurate description of the jewelry item.

2) If the appraisal value is artificially high, the insurance company can replace the item at their cost even though the client paid premiums for years on a value twice as much. This is often the case for purchases from a jewelry store with prices double other retailers and the store provides an insurance appraisal even higher than the purchase price. You do not need an appraised value more than 150% of the price you would pay at low priced online retailer.

3) If the appraisal value is too low, the insurance company can make cash settlement that might not cover the current replacement cost of the item. This could be the case for items purchased three or four years ago from a low price online retailer and the appraised value was at or below the purchase price. With diamond prices increasing about 10% a year recently, it does not take long for appraisal values to be out of date if too close to online retail purchase prices. Be sure to have your jewelry insurance appraisal updated every four or five years so you do not end up underinsured.

About The Author

Denny Reinke is the Vice-President of Diamond Source of Virginia, an online diamond retailer specializing in loose diamonds, diamond rings and diamond jewelry located in Richmond, Virginia and on the web at www.diamondsourceva.com. You can also visit Denny’s blog at www.diamonds.blogs.com. Article for reprint as long as author bio remains intact including links.

Sunday

Jewelry Loose Diamonds

When designing jewelry loose diamonds are the best way to start off. Loose diamonds have a number of advantages over set diamonds.

They can be easily checked for flaws. A diamond laboratory can easily check the quality of the diamond as all sides and the bottom are readily available for inspection and analysis. When a diamond is set then the bottom is often hidden and the prongs or claws can hide flaws.

One can design the type and style of jewelry to suit you around the loose diamonds that you have. One does not have to be satisfied with a setting that is not really suitable.

First one has to get the loose diamonds. This will depend upon your budget and the type and size of diamonds you want. Then deciding on the precious metal to be used for the jewelry. Usually gold or platinum. Platinum is harder than gold but is also twice the price. Gold can come in varying degrees of hardness. 24 karat gold is pure gold and rather soft. Not really suitable for jewelry. 14 and 18 Karat is considered better for jewelry. The gold has been mixed or alloyed with other harder metals such as silver, zinc and sometimes nickel. This makes it more suitable for jewelry. Rings wear out more than other jewelry so this should be taken into consideration.

So having established the quality and amount of diamonds and the precious metal to be used then comes the design. This can be sketched out and then given to a jeweler to make up. Ensure you find a really good quality and honest jewelery, preferably one who is a member of the GIA. Ensure that your diamonds have GIA certificates (or equivalent) and that the diamonds match the certificates. Branded diamonds, although cost more, are better as they have the certificate number etched into the diamond.

Ensure it is very clear with the jeweler exactly what you want and how you want it. Check several times with them until you are completely satisfied.

Further vital information is available at http://priceofdiamonds.org. And lastly, with jewelry loose diamonds and making up the piece you desire, common sense and some due diligence are always a good idea.

Permission to use this article is granted provided the link to Price of Diamonds is included.

Michael Moore
http://priceofdiamonds.org

Wholesale Loose Diamonds in Australia

Wholesale loose diamonds are prevalent in Australia and Australia, in fact, is actually one of the biggest producers of diamonds producing around 40 million carats annually.

Most of the diamonds are produced in the western state of Australia. This covers almost half of the massive continent and has vast regions relatively unexplored.

You can purchase wholesale loose diamonds in Australia but only if you are a diamond trader. Technically speaking wholesale diamonds should only be sold to diamond traders and jewelers but you can buy loose diamonds ‘at wholesale prices’ which is quite a different thing.

If a dealers offers you wholesale diamonds you know he is not telling the truth unless you are a trader or jeweler of course. He can offer you retails diamonds, “at a wholesale price”. That is different of course.

In any transaction involving diamonds you need to ensure that you know as much about diamonds as possible. You don’t need to know all about diamonds but you certainly need to know the basics.

You also need to ensure you get a gemological assessment of the qualities of the or a diamond so you can get the price of the diamonds through an appraisal.

One just does not take the word of a trader or dealer on the value or qualities of a diamond or diamonds.

Any dealer worth his salt with have a certificate from a laboratory showing the qualities of any reasonable sized diamond.

Even if you buy from a friend or relation, you still need to know the true condition and qualities of the diamond and its value.

In Australia there are large chains of jewelry stores where you can buy diamonds, sometimes ‘reduced’ to sell. These are usually not the best quality around and have been purchased in bulk and would not interest someone serious enough to want to buy a good quality diamond.

Mostly they employ salespeople and these are there to sell jewelery. The lights in such places are bright and set of anything sparkly to their best effect. Take the diamond out into the natural light and check for inclusions and you will likely be amazed at what you see. Better still take a jewelers loupe in with you and inspect the diamonds. It is rare however that they will have any loose diamonds, only diamonds in settings and it is difficult to assess the quality of a diamond when it is in a setting.

Your best bet is to go to a top quality jeweler and not a chain as you are more likely to actually talk to a diamond jeweler who can assist and will be willing to show you some loose diamonds. More information is available at http://priceofdiamonds.org.

They will not be wholesale loose diamonds in Australia however. And unlikely to be offered at wholesales prices also!

Permission to use this article is granted provided the link to price of Diamonds is included.

Michael Moore
http://priceofdiamonds.org